1st Bankcard Services

Services

Online payment processing

A checkout and gateway for your website, priced the same as your counter.

Sell on your own site with a secure payment gateway and hosted checkout. Online payment processing priced like your counter: card-not-present sales carry their real interchange, and on top of that the same flat dime, with no separate e-commerce markup tier.

The honest part

Most processors charge more for online sales. The interchange is genuinely higher card-not-present. Our markup is not.

What is included

  • Hosted checkout and payment gateway
  • Recurring and subscription billing
  • Saved cards and one-click repeat purchases
  • Developer-friendly integration

How it works

Go live on your own site

01

Connect your store or site

Use our hosted checkout, drop in the payment gateway, or wire it up through the API. If you sell on a common platform we plug into it. If you run a custom build, the docs are developer-friendly.

02

Take payments around the clock

Customers pay by card, digital wallet, or a saved card for repeat purchases. Recurring and subscription billing run on their own schedule without you touching them.

03

Watch it settle, transparently

Every card-not-present sale shows its real interchange and the same flat dime, itemized, so your online costs are as legible as your counter.

Online interchange is higher. Our markup is not.

Card-not-present transactions genuinely cost more in interchange than a chip read, because the networks price the added fraud risk into them. That part is real and no processor avoids it. What most processors also do is pile a higher markup on top of online sales and call it an e-commerce rate. We do not. The interchange under your online sales is what it is, and our markup is the same dime it is everywhere else.

A payment gateway and a processor in one bill

A lot of merchants pay one company for a payment gateway and another for processing, then get nickel-and-dimed by both. With us the gateway and the processing are the same transparent line. You get hosted checkout, saved cards, recurring billing, address verification, and a developer API, all priced at interchange plus a dime.

Questions

Online payments, answered plainly

The interchange is genuinely higher card-not-present, because the networks price in the added risk. Our markup, though, is the same flat dime online as in person. We never add an e-commerce markup tier.

No. The gateway is included. You get hosted checkout, an API, recurring billing, and saved cards on the same flat dime, with no separate gateway fee stacked on top.

Yes. Saved cards and scheduled recurring payments are built in, so memberships and subscriptions run without re-keying a card.

Every service, one published price.

Send your last statement and we will show you what this would cost at interchange plus a dime, before anyone calls you.