Business types
A restaurant and a B2B wholesaler get squeezed in different line items. Find where your kind of business overpays, and exactly what a flat dime changes.
Retail shops
Counter sales, steady card mix, thin margins that feel every basis point.
A percentage markup quietly scales with your busiest days. A flat dime does not.
Restaurants
High volume, tips, and fast tables where funding speed matters.
Tip adjustments and batch timing are where restaurants get nickel-and-dimed. We keep it clean.
Online stores
Card-not-present volume that processors love to charge a premium for.
Online interchange is genuinely higher. The markup on top of it should not be.
Service businesses
Invoices, deposits, and larger tickets billed to repeat clients.
On a recurring invoice, a percentage bills again every cycle. A dime stays a dime whether you charge a client once or every month.
B2B and wholesale
Large tickets and Level 2 and 3 data that can cut interchange itself.
B2B is where the wrong setup overpays the most, and where the right data lowers the real cost.
Healthcare and practices
HSA and FSA cards, patient payment plans, and tickets that run high.
Split a bill across a payment plan and a percentage taxes every installment. A flat dime does not care how many times a patient pays.
Do not see yours, or want the detail now?
The fastest way to know what your business pays is to look at your own statement. The analyzer does not care what industry you are in. It reads your real numbers.