Services
In-person credit card processing
Take cards at the counter, the table, or anywhere on the floor.
Take a card anywhere on your floor without the markup moving. In-person credit card processing that accepts chip, contactless tap, and swipe on a countertop reader, a handheld, or your phone, all on the same published dime, so how a customer pays never changes what you owe.
The honest part
A tap does not cost more than a swipe in our pricing. The dime is the dime, however the card hits the reader.
What is included
- Chip, contactless tap, and swipe
- Countertop and mobile card readers
- Tip, signature, and receipt options
- Next-day funding on eligible accounts
How it works
Take a card three ways, one rate
Pick the reader that fits your counter
A countertop reader, a wireless handheld for tableside or the floor, or a reader that turns your phone into a register. We match the device to how you actually sell instead of pushing a bundle.
Take the payment, any way the card comes
Chip, contactless tap, mobile wallet, or a manual swipe all run at the same published rate. Your customer pays how they want, and your markup does not move.
Get funded, usually next day
Batches settle automatically and eligible accounts see next-day funding, so the money you took today is in your account tomorrow, not stuck in a multi-day hold.
The way a card is tapped should not change your price
Most processors quietly charge more for a keyed or contactless sale than a dipped chip and hide the difference inside a tiered rate. The card networks do set different interchange for different methods, and that part is real. The markup on top of it should not change at all. We pass interchange through at cost and add the same flat dime whether the card is tapped, dipped, or swiped, so a busy Saturday of contactless taps never quietly costs more than a slow Tuesday.
Built to keep up with a real sales floor
In-person credit card processing has to keep up with a line. Our readers handle tips, partial payments, refunds, and receipts without a workaround, and they stay online over Wi-Fi or cellular so a dropped connection does not stop a sale. Run multiple registers or locations and every one reports to the same place, on the same transparent rate.
Questions
In-person payments, answered plainly
Interchange at cost, set by the card networks, plus a flat 10 cents per transaction. That dime is our only markup, with no percentage on top and no higher rate for a tap versus a dip. The one charge beyond interchange and the dime is a yearly PCI compliance fee, billed once a year, and we show you the exact amount in writing before you sign.
No. We support countertop terminals, wireless handhelds, and mobile readers, and integrate with most existing POS systems. We recommend based on how you sell, not on what we want to move.
Eligible accounts fund the next business day. We confirm your exact funding window when we set you up.
Every service, one published price.
Send your last statement and we will show you what this would cost at interchange plus a dime, before anyone calls you.