1st Bankcard Services

Services

Credit card machines and POS systems

Terminals, readers, and point-of-sale that fit how you actually sell.

The right credit card machine depends on your floor: a countertop credit card terminal, a wireless EMV terminal, a full point-of-sale system, or a card reader and app on your phone. We fit the equipment to how you actually sell and integrate with most POS systems, instead of pushing a box. A credit card terminal for a small business runs on the same published dime as everything else.

The honest part

A free terminal is never free. It is priced into your rate elsewhere. Equipment never changes our dime.

What is included

  • Countertop and wireless EMV credit card terminals
  • Point-of-sale systems, compatible with most setups
  • Mobile card reader and app
  • Honest guidance on what you actually need

How it works

Fit the machine to your floor

01

Tell us how you sell

A single counter, a full restaurant floor, a pop-up booth, or a truck. The right setup is different for each, and that is the only thing that should decide your hardware.

02

Match the device, not a bundle

A countertop credit card terminal, a wireless EMV handheld, a full point-of-sale system, or a mobile reader and app. We integrate with most POS systems you may already run.

03

Run it on the same dime

Whatever device the card touches, the price underneath it is identical: interchange at cost plus a flat 10 cents. The equipment never changes the math.

A free terminal is never free

When a processor hands you a free credit card machine, the cost did not vanish, it moved into your rate where you cannot see it. Equipment is a one-time piece of hardware. A padded rate is a tax on every sale for as long as you stay. We would rather sell you the right terminal honestly than give you a free one and quietly bill you for it forever. The dime is the dime no matter what is on your counter.

Terminals, POS, and mobile, on one rate

A single countertop terminal for a small shop, a cloud point-of-sale for a busy retail floor, a reader that runs off your phone at a market: all three settle to the same published line. We support EMV chip, contactless tap, and swipe, integrate with most existing POS software, and keep you running on Wi-Fi or cellular.

Questions

Hardware and POS, answered plainly

You buy it. We sell you the right credit card machine outright and are straight about the cost, instead of baiting you with a free terminal and burying its price in a padded rate. A free machine is not free. Its cost just moves into a rate you cannot see.

In most cases, yes. We integrate with most common point-of-sale systems, so you may not need to replace what your staff already knows.

It depends on how you sell. A countertop terminal, a wireless handheld, a full POS, or a mobile reader each fit a different floor. We recommend honestly based on yours.

Every service, one published price.

Send your last statement and we will show you what this would cost at interchange plus a dime, before anyone calls you.