1st Bankcard Services

Privacy

The same plain-spoken honesty we use on price applies here. No dark patterns, no selling your data.

Last updated June 11, 2026

01The short version

We collect only what we need to answer your question and serve you, we do not sell your information, and a statement you upload to the analyzer is processed in memory and never stored. The rest of this page is the detail behind those sentences.

02Information we collect

Information you give us: your name, business name, email, phone, and anything you write in a form or send us, including a processing statement you upload to the analyzer.

Information collected automatically: basic usage data such as pages viewed and general device and browser information, through standard analytics and cookies, used to understand and improve the site.

03How we use your information

To respond to you, prepare a rate or analysis you asked for, set up and support your account if you become a merchant, and improve the site. We contact you about what you reached out for, not to spam you.

04Statement uploads

A statement you upload is processed to read your volume, transaction count, and fees. The file is handled in memory and not written to disk or stored. We keep the resulting analysis only as needed to follow up with you.

05How we share information

With service providers who help us run the business, such as our lead and CRM tools and our payment partners, under agreements that limit them to that purpose. With authorities where the law requires it. We do not sell your personal information.

06Cookies and analytics

We use cookies and similar tools for basic functionality and analytics. You can control cookies through your browser settings; turning some off may affect how parts of the site work.

07Data retention

We keep information for as long as needed to provide what you asked for and to meet legal and record-keeping obligations, then dispose of it. Uploaded statement files are not retained.

08Your choices

You can ask us what we hold about you, ask us to correct or delete it, and opt out of marketing contact, subject to applicable law. Reach us using the contact details below.

09Security

We use administrative and technical safeguards to protect your information, including encryption and PCI DSS aligned handling of card data. No method is perfectly secure, but we treat your data like it matters. See the security page for more.

10Changes and contact

We may update this policy as the business or the law changes, and we will revise the date above when we do.

Questions about your privacy? Reach us at the contact page.