Privacy Policy

1st Bank Card Services (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website 1stbankcardservices.com or utilize our services.

Information We Collect

We may collect personal information about you in various ways, including:

  • Information You Provide: When you interact with us, such as by creating an account, applying for a service, or contacting us, you may provide personal details including your name, address, email, phone number, Social Security number, financial account information, and other identifiers.

  • Information Collected Automatically: We may automatically collect information about your device and usage of our website, such as IP address, browser type, operating system, referring URLs, and pages viewed.

  • Information from Third Parties: We may receive information about you from other sources, including credit bureaus, affiliates, or other companies, to assist us in providing our services.

Use of Your Information

We use the information we collect for various purposes, including:

  • To Provide Services: Processing your transactions, managing your accounts, and responding to your inquiries.

  • For Marketing Purposes: Offering products and services that may be of interest to you.

  • For Legal and Compliance Purposes: Complying with legal obligations, responding to court orders and legal investigations, or reporting to credit bureaus.

Sharing of Your Information

We may share your personal information in the following circumstances:

  • For Everyday Business Purposes: Such as processing transactions, maintaining your account, or responding to legal requirements.

  • For Marketing Purposes: To offer our products and services to you.

  • With Affiliates and Non-Affiliates: We may share information with our affiliates and non-affiliated third parties for joint marketing efforts or as otherwise permitted by law.

Your Choices

You have choices regarding the sharing of your information:

  • Opting Out of Marketing Communications: You can opt out of receiving marketing communications from us by following the unsubscribe instructions in those communications or by contacting us directly.

  • Limiting Information Sharing: While federal law allows you to limit the sharing of your information in certain instances, please note that we do not share information about your creditworthiness with our affiliates or non-affiliates for marketing purposes.

Security of Your Information

We implement security measures to protect your personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

1st Bank Card Services
1stbankcardservices.com

This Privacy Policy is effective as of January 2025.

Note: This Privacy Policy template is provided for general informational purposes only and may not encompass all legal requirements. It is recommended to consult with a legal professional to ensure compliance with applicable laws and regulations.

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